Billions in forgotten refunds and overpayments are waiting to be claimed--are you owed money? Fortunately, several official government-backed tools and rebate programs make it easy to check if you're owed money--and claim it for free. It only takes a minute to find out.

💰 What Are Government Rebate and Unclaimed Property Programs?

Unclaimed funds are money that was owed to you but never delivered--often due to:

A change of address

A closed bank account

An expired check

Forgotten life insurance policies or tax refunds

After a period of time, businesses and agencies are required to hand that money over to the state or federal government, where it's held until you claim it.

These aren't scams or third-party tricks--they're legitimate public programs that exist to reunite people with money that's rightfully theirs.

🏛️ Where Could This Money Be Coming From?

You may be owed money from sources like:

Old utility deposits

Uncashed paychecks

Overpaid insurance premiums

Forgotten bank, 401(k), or brokerage accounts

IRS tax refunds

State-issued rebates or credits

Class action settlements

✅ Most states let you file online with minimal paperwork.

🔍 How to Check If You're Owed Money

The process is quick, secure, and free:

Go to your state's unclaimed property website (like MissingMoney.com or NAUPA.org)

Enter your name and any former addresses

Review the search results

Submit a claim--usually takes just a few minutes

📍 Pro Tip: Search All States You've Lived In

Each state manages its own list, so if you've moved, you'll want to check every state you've lived in. The more places you search, the more likely you are to find something.

Some users have found anywhere from $75 to over $2,000--from refunds, stocks, or family member estates.