From energy bills to healthcare, these overlooked programs could put money back in your pocket. Here are 10 little-known government programs that could help you save thousands--without jumping through hoops.

10 Government Benefits That Will Help You Save

💡 1. Low-Income Home Energy Assistance Program (LIHEAP)

Helps pay heating and cooling bills, sometimes offers emergency assistance

Available in all 50 states

Many seniors and families qualify--even if they're not "low-income" on paper

🏥 2. Medicare Savings Programs

Covers Medicare premiums, deductibles, and co-pays

Many enrollees don't realize they qualify

Could save seniors hundreds per month

📶 3. Affordable Connectivity Program (ACP)

Offers up to $30/month off internet bills

Up to $100 off a laptop or tablet

Perfect for students, seniors, and remote workers

🏚 4. Weatherization Assistance Program (WAP)

Free upgrades to make your home more energy-efficient

May include insulation, windows, roofing, and HVAC updates

Helps reduce energy bills for decades

🏠 5. Section 504 Home Repair Grant (USDA)

Available to seniors 62+ in rural areas

Up to $10,000 in free funds to fix health/safety hazards (like roofs, plumbing, etc.)

No repayment required if you stay in the home for 3 years

🍽 6. Supplemental Nutrition Assistance Program (SNAP) - Expanded Access

SNAP now includes online grocery delivery in most states

Many working families and seniors now qualify under new income thresholds

🎓 7. Free Tuition Programs (State-Based)

Many states offer free or reduced community college tuition

Often available to adults returning to school or upskilling later in life

Great for job changers or second careers

💳 8. Earned Income Tax Credit (EITC)

Offers thousands in refundable tax credits

Most powerful for working families and part-time earners

Many eligible people miss it because they don't file taxes or use a paid service

🚗 9. Transportation Vouchers or Rideshare Subsidies

Seniors and low-income individuals may get free rides to medical appointments

Available through local aging agencies, Medicaid, or non-profits

Some programs offer monthly credits for Uber/Lyft rides

🧾 10. Unclaimed Money Programs

Every state holds unclaimed property, often from utility refunds, old checks, or overpaid taxes

Takes 30 seconds to search your name

Average claims: $75-$1,000+